Introduction
Exchange-Traded Funds (ETFs) have become one of the most popular investment vehicles for long-term investors. They offer diversification, low fees, and exposure to entire markets or sectors with just one purchase.
If your goal is to build wealth steadily over time, choosing the right ETFs can help you grow your portfolio while keeping costs low. Here are the 5 best ETFs for long-term investing in 2025.
1. Vanguard S&P 500 ETF (VOO)
Best for: Core U.S. market exposure
VOO tracks the S&P 500 Index, which represents the 500 largest U.S. companies. It is widely considered one of the most reliable long-term investments because of its exposure to blue-chip, large-cap stocks.
Key facts:
- Low expense ratio (0.03%)
- Broad U.S. large-cap coverage
- Highly liquid and tax-efficient
2. iShares Core MSCI World ETF (IWDA)
Best for: Global diversification
IWDA provides exposure to more than 1,500 companies across developed markets worldwide. For investors outside the U.S., this ETF is a popular choice to get broad global equity coverage in one fund.
Key facts:
- Includes U.S., Europe, and Asia-Pacific stocks
- Long-term growth through diversification
- Cost-effective global exposure
3. Vanguard Total Stock Market ETF (VTI)
Best for: Complete U.S. stock market coverage
VTI covers large-cap, mid-cap, and small-cap U.S. companies, making it broader than VOO. It is ideal for investors seeking exposure to the entire U.S. economy rather than just the largest companies.
Key facts:
- Over 3,000 holdings
- Expense ratio: 0.03%
- Historically strong returns over the long run
4. iShares Core U.S. Aggregate Bond ETF (AGG)
Best for: Stability and balance
For long-term investors, bonds remain an important tool to reduce volatility. AGG offers exposure to U.S. government and investment-grade corporate bonds, making it a good complement to stock-heavy portfolios.
Key facts:
- Diversified bond market exposure
- Helps manage portfolio risk
- Expense ratio: 0.03%
5. Invesco QQQ Trust (QQQ)
Best for: Growth-oriented investors
QQQ tracks the Nasdaq-100 Index, which includes tech giants like Apple, Microsoft, and Amazon. While more volatile than broader market ETFs, it has delivered impressive long-term growth.
Key facts:
- Strong technology and innovation exposure
- Higher growth potential but also higher risk
- Ideal as a satellite holding alongside core ETFs
Tips for Long-Term ETF Investing
- Stay consistent. Regular contributions matter more than timing the market.
- Rebalance yearly. Adjust allocations to keep your risk level in check.
- Think globally. Combine U.S. and international ETFs for balanced exposure.
- Don’t chase short-term gains. ETFs are built for long-term wealth building.
Conclusion
Long-term investing with ETFs is about finding the right balance of growth and stability. For 2025, a mix of U.S. equity ETFs, global equity ETFs, and bond ETFs can provide strong diversification and reliable returns.
Whether you choose broad-market funds like VOO and VTI or growth-focused funds like QQQ, the key is to stay invested and think long term.
